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Involuntary loss of employment insurance UAE Dubai

involuntary loss of employment insurance uae

The UAE has instituted the Involuntary Loss of Employment Insurance UAE (ILOE) Scheme, providing essential security to affected employees.

This scheme, mandated by the Federal Decree Law No. 13 of 2022, offers a safety net for individuals who find themselves without employment due to reasons beyond their control.

Al Mulla. Labor Lawyer in Dubai. Whatsapp: Click here. Phone: 00971501961291. Locations:
Dubai, Deira, Port Said Area, 8th St., City Avenue Bulding, Office# 705/708.
Office # 22, Gold Tower, Al Corniche Street, Abu Dhabi.
4th Floor, Ma’amoura Building, Al Nakheel, Ras Al Khaimah.

Involuntary Loss of Employment Insurance UAE Scheme

The Involuntary Loss of Employment Scheme is a comprehensive initiative designed to support individuals who have lost their jobs for reasons other than disciplinary action or resignation.

It aims to provide financial assistance until the affected individuals secure new employment opportunities.

ILOE Eligibility Criteria

Eligibility for the Involuntary Loss of Employment Scheme extends to Emiratis and residents working in the federal government and private sectors.

However, certain categories, such as investors, domestic helpers, temporary contract workers, juveniles under the age of 18, and retirees entitled to a pension and have joined a new job, are exempted from the scheme.

Involuntary loss of employment insurance UAE calculation

Under the scheme, eligible employees receive a monthly cash benefit, amounting to up to 60% of their average basic salaries for the six months preceding the loss of employment.

The compensation benefits are categorized into two tiers:

Category A, applicable for basic salaries of AED 16,000 or below, and Category B, for basic salaries above AED 16,000.

For Category A, the maximum claim benefits are capped at AED 10,000 per month, while for Category B, the maximum claim amount is AED 20,000 per month.

Regardless of the category, the maximum compensation for any single claim is three consecutive months.

ILOE insurance UAE registration

Subscription to the Involuntary Loss of Employment Scheme can be done through various channels, including the
ILOE insurance login Portal and ILOE insurance UAE app, which are free of charge.

However, other channels may incur additional service charges upon subscription.

Payment options are flexible, allowing subscribers to choose between monthly, quarterly, semi-annual, or annual/full payments.


You can apply for compensation through the Involuntary Loss of Employment (ILOE) Scheme by accessing the ILOE Portal or using the ILOE Mobile App.
No, job loss insurance is not compulsory in the UAE. However, the Involuntary Loss of Employment (ILOE) Scheme provides an option for individuals to secure financial assistance in case of involuntary job loss.
You can pay for ILOE insurance online through the ILOE Portal or the ILOE Mobile App. These platforms offer various payment options, including monthly, quarterly, semi-annual, or annual/full payments.


Involuntary loss of employment insurance in the UAE serves as a crucial safety net for individuals facing unexpected job loss.

By offering financial assistance and support during transitional periods, the scheme contributes to the overall welfare and stability of the workforce.

With Al Mulla Lawyers & Legal Consultants, individuals can rest assured knowing that their rights and interests are protected in cases of involuntary loss of employment.

Contact the offices of Al Mulla in Dubai, Abu Dhabi, and Ras Al Khaimah. Via Whatsapp: Click here. Phone: 00971501961291.

Learn about the Top Employee Rights and Obligations to Know in the UAE Law Dubai and Hire the best employment insurance lawyer in the UAE.

Also, learn about employee compensation insurance in Dubai.

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